Quote:
Originally Posted by DwnWthVwls
I just paid off my credit card, after racking up the bill from when I was living on my own.. I have one and it got me great credit(790ish), but I'm never spending beyond my means again unless it's an emergency.
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Pretty much what you gotta do I guess. I'm basically terrified of credit cards and would be too scared to ever use one unless I could pay it off in one or two paycheck cycles.