YD
How much money do you think your credit score is worth?
Besides homeownership what does it get you?
How much cash in hand would you sell 300 credit points for?
What if you buy a house and the market collapses and you’re upside down on your mortgage?
I’m not arguing against having good credit but ultimately it’s about living below your means and saving money. It’s like people think their credit score is wealth. Good credit ultimately just means how much access to debt you have. The belief that good credit is a kind of wealth is false. If you need the credit you’re still in trouble.
I’m a **** up so yeah everyone can take that into consideration
But if you don’t wanna get ****ed later on focus on building that savings account bit by bit starting in your twenties.
Savings is your financial savior. Not credit.
|