Monthly payments, people who take the lump sum spend it all in a month and end up homeless.
You are a girl about 18 or 19 and your fiance is a marine. You adore him and can't wait for him to get back home. One day, you get the horrible news that there's been an accident and he may not survive.
By some miracle, he does but he's not the same. Here's a little before and after.
Do you go through with the wedding?