I think sixteen is an acceptable place to draw the line, because I don't believe a person is mentally developed enough to process the consequences of their actions.
My grad class was about 150 students. I can't count on all my fingers and toes the number of girls I know by name who dropped out of school due to pregnancy. The number of girls from my grad class who have had multiple children in the four years since then absolutely astounds me.
I don't believe that teenagers can adequately weigh the pros of fun against the cons of poor choices.
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