Small businesses generally do not have investors outside of like, people they know. It's mostly people who just want to be their own boss and don't think things through and fail. And small business loans. I think we have missed something though, I am not saying that is how things SHOULD be, I'm just saying it's how they are in most countries. The vast majority of the population does the vast majority of the work and a huge chunk of them are broke as hell. You can bust your ass your entire life, do nothing wrong, and in the US you are still one medical emergency away from being not only totally broke, but in debt.
I don't agree with what you say about how people from different countries do things differently once they make it to Canada though. A lot of it is actually families who are not that well off in China who manage to pay for one child to go to a good college, then that kid graduates, gets a job, and pays for the next sibling etc. most of them are not rich lol.
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