Originally Posted by Trollheart

I never was. I ended up with large bills for five credit cards, plus eternally "topped-up" loans that in the end ran to something like 25K. I was so happy the day I paid off the last one. Never again. Not that anyone would give me a credit card or loan these days, but if I was offered I'd refuse. Not going through all that again!

You know the advice: only buy what you can afford to pay back next month? Yeah, totally ignored that and went on such a spending spree. God help me.