Originally Posted by Ol’ Qwerty Bastard

yeah, i strongly disagree. i’ve seen people at my work who bring in 10 times the money any of us do, but are unable to buy a vehicle because the bank won’t touch them. if you’re a multi millionaire then maybe you can just buy everything out, sure. but if we’re talking someone bringing in a few hundred thousand every year, nah you’re ****ed without good credit.