Originally Posted by YorkeDaddy

Of course it's not like some ticket to financial security, I understand that. I'm just glad it's in a better place for the handful of reasons TO have it that way

Currently I'm trying to prioritize getting rid of as much of the little debts here and there that I have by consistently paying above the minimums. This sacrifices the disposable extra income I have that would normally go into a savings account. I turn 24 next month and have literally zero savings and only a couple grand in my account, but I think if I'm starting to build it by 25 or 26 I'll still be fine in the long-term.