I went to an in-state State School for undergrad and I still have something like $71k left in debt. I don't know how much of that is Grad School but I slimed my way out of paying for half of that.
Debt can be a good thing. It allows you to get something you can't afford. With Universities in the US, we're just paying for bloated administrative budgets and dumb crap like sprucing up the Rec Center so people on tours want to attend.
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