Originally Posted by CityLightsLikeRain

I have been advised to get one with a very small limit to build credit for the future. Oh, and to not use a credit card on gas because they do an effing one dollar reserve then charge the rest later.....which will eventually catch up. I was told to spend a few bucks here and a few bucks there, because for loans and blah blah blah in the future I'll need to have some credit established. Though I have a friend who set here limit at 1500 and she is now 1500 dollars in debt......dear lord.