^ That is a pretty accurate description, nicely done
I'm one of those weird Australians though that say "dance" and "chance" with the same pronunciation as "father" - although it's a bit hybrid. And this could possibly be because my mother is a New Zealander and would've had some influence on me growing up I suppose...
Seltzer, you were born in Australia right but you live in New Zealand? What kind of accent do you have, or have you noticed your accent change as you've lived in a different place? I find stuff like that really interesting as both of my sisters moved overseas when they were about 18 and I've noticed changes in the way they speak since. Accents and their behaviours are so odd.