Oh, yeah, I'm no astrophysicist either, but I don't think we know enough about black holes to say with confidence that everything will eventually converge into one superdupermassive black hole (singularity) at some point in the very distant future. I mean, if I understand what you're saying correctly, you're repeating the theory known as the Big Crunch which predicts that everything in the universe will eventually stop expanding and begin contracting.
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