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Old 11-29-2016, 07:06 PM   #1 (permalink)
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Okay. Things are making sense now.

I hear ya on several of those points. My wife and I have no credit card debt. Anything we buy with a credit card, we pay off as soon as the bill comes in.

We paid off our student loans within the ten-year span after graduation. We have only a mortgage, but that is cheaper than renting by $300 a month!

We have no car. Not necessary.

We have no TV or smartphones. We just pay for our ISP, which is $60 a month.

I keep $20k in the bank at all times, in case of emergency.
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Old 11-29-2016, 07:11 PM   #2 (permalink)
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Totally read that as $20 and was like "wow we're more alike than I thought."
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Old 11-29-2016, 07:13 PM   #3 (permalink)
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Could I have your bank pins and card numbers just so I know you're telling the truth?
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Old 11-29-2016, 07:16 PM   #4 (permalink)
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Could I have your bank pins and card numbers just so I know you're telling the truth?
It's a pretty mediocre position to brag about. Just demonstrating that a household income of $20,000 a year is quite comfortable given the right circumstances.
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Old 11-29-2016, 07:19 PM   #5 (permalink)
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Frugality and sense will get you far in life.

Another thing: we stopped going out to eat so much. That shit's expensive, especially here in Japan. I used to go out with colleagues twice a week at lunch. Now I take a packed lunch from home...a bento, if you will.
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Old 11-29-2016, 07:21 PM   #6 (permalink)
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Frugality and sense will get you far in life.

Another thing: we stopped going out to eat so much. That shit's expensive, especially here in Japan. I used to go out with colleagues twice a week at lunch. Now I take a packed lunch from home...a bento, if you will.
I wish more people would realize how not broke they would be if they learned how to cook instead of eating out all the time.
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Old 11-29-2016, 07:25 PM   #7 (permalink)
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I don't know how to cook nor do I eat out. I've ate chicken burgers and fries for supper almost two weeks in a row now.
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Old 11-29-2016, 07:36 PM   #8 (permalink)
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I don't know how to cook nor do I eat out. I've ate chicken burgers and fries for supper almost two weeks in a row now.
This is why you don't get pussy. Selfish asshole.
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Old 11-29-2016, 07:54 PM   #9 (permalink)
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This is why you don't get pussy. Selfish asshole.
Listen buddy, if I ever used nor irl I would have killed myself by now.
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Old 11-29-2016, 07:33 PM   #10 (permalink)
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I wish more people would realize how not broke they would be if they learned how to cook instead of eating out all the time.
Literally thousands of dollars a year saved.
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