Youre bummed you paid off 2 credit cards? White privilege.

F*ck off with that sh*t. I worked hard to save that keesh. I'm bummed it's gone.

Unless your savings were out earning the interest on your debt you made the right call. So yeah you made the right call. I charged up 80 grand and filed bankruptcy and it has gone through -wiped clean-

Frankly I hope I get the chance to do it again.

Congrats on eliminating your debt though. And keeping your credit. Going broke with no access to credit is —- whew— ****ing intense. In a terrible brain melting way

But I enjoyed spending that money

Makes sens to just start building my savings back up instead of building my life back up. I'll get it back to a point where I'm comfortable soon enough.

You’ll be stacking bills soon enough. Remember your fortune.

I love you for that by the way.

I call em like I see em. Correctly.

I'll bet Exo's car breaks down tomorrow.

It's a distinct possibility.

And then three of your very best friends are going to get married (separately) and throw expensive ass weddings that will be held far enough away that it will cost you good money just to get there and get a hotel but not so far away that you can justify not going.