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Showing results 1 to 15 of 15
Search took 0.00 seconds. Search: Posts Made By: Chula Vista
Forum: The Lounge 06-16-2018, 10:33 AM
Replies: 73
Views: 2,189
Posted By Chula Vista
We were very lucky in that we bought for $172K...

We were very lucky in that we bought for $172K back in early 1998 when the bubble was taking a nap. Value sky rocketed over the next few years up to $500K until the crash of 2007-2008 when it...
Forum: The Lounge 06-16-2018, 09:57 AM
Replies: 73
Views: 2,189
Posted By Chula Vista
It's a shame that most folks can't take a ride on...

It's a shame that most folks can't take a ride on the same boat as you.

I'd wager that less than 2% of people are able to purchase cars outright with cash.

The other 98% have to lean on...
Forum: The Lounge 06-15-2018, 08:41 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
Damn. Nailed.

Damn. Nailed.
Forum: The Lounge 06-15-2018, 08:37 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
Wanna piss off red meat voters? Use the word...

Wanna piss off red meat voters? Use the word regulation. So ironic that we'd all benefit from it.
Forum: The Lounge 06-15-2018, 07:56 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
Back to the OP. Try and keep your debt below 30%...

Back to the OP. Try and keep your debt below 30% if you want a nice FICO bump. :thumb:

FICO bump = good.
Forum: The Lounge 06-15-2018, 02:10 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
Fair enough. Are you equating logical...

Fair enough.

Are you equating logical consistency with every rule, every law, every crime, every sentence, every dictate, every mandate, everything?

Eating a Big Mac = ****ing over your...
Forum: The Lounge 06-15-2018, 01:59 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
I get what you're trying to do. I'm looking at a...

I get what you're trying to do. I'm looking at a single issue at the moment. It's way too easy to muddy the waters. Question: Should CC banks be allowed to advertise on college campuses?

Leave...
Forum: The Lounge 06-15-2018, 01:50 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
Neither will someday impact my ability to buy a...

Neither will someday impact my ability to buy a home.
Forum: The Lounge 06-15-2018, 01:37 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
The point is the companies shouldn't be able to...

The point is the companies shouldn't be able to entice young, naive, financially inexperienced, and stupid people, by waving a cash carrot in front of their noses.

There should be some regulations...
Forum: The Lounge 06-15-2018, 01:20 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
10% - responsible 90% - irresponsible ...

10% - responsible
90% - irresponsible

Handing an in debt person free money is like handing a junkie a free hit.

Been there, done that.

Fortunately as you get older, and hopefully clean up...
Forum: The Lounge 06-15-2018, 01:05 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
I shop Amazon a lot. I have an Amazon CC which...

I shop Amazon a lot. I have an Amazon CC which makes it easy.

Agree though. Walk through any college and every bulletin board will have CC offers. Kids aren't even making money yet and the...
Forum: The Lounge 06-15-2018, 12:49 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
Hmm. Good point. Gotta think on this one....

Hmm. Good point. Gotta think on this one. Financially, sometimes I think I'm still 30.
Forum: The Lounge 06-15-2018, 12:43 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
You sign up for a card and agree to the terms....

You sign up for a card and agree to the terms. They let you spend money you don't have. You just have to pay them back on time. Pretty simple actually.

Stop using big words. It doesn't suit you.
Forum: The Lounge 06-15-2018, 12:38 PM
Replies: 73
Views: 2,189
Posted By Chula Vista
Actually it's better to have some debt and pay it...

Actually it's better to have some debt and pay it off monthly, on time. Weird but true. Never being late on a payment is a huge factor in your credit rating.
Forum: The Lounge 06-15-2018, 11:49 AM
Replies: 73
Views: 2,189
Posted By Chula Vista
Good way to improve your credit score.

Found this out recently regarding revolving credit (credit cards other than American Express). Credit agencies give you a nice bump if your revolving debt is less than 30% of your credit limit.

I...
Showing results 1 to 15 of 15

 
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