Music Banter

Go Back   Music Banter > Community Center > The Lounge
Register Blogging Search Today's Posts Mark Forums Read
Welcome to Music Banter Forum! Make sure to register - it's free and very quick! You have to register before you can post and participate in our discussions with over 70,000 other registered members. After you create your free account, you will be able to customize many options, you will have the full access to over 1,100,000 posts.

Reply
 
Thread Tools Display Modes
Old 06-15-2018, 07:45 PM   #41 (permalink)
Suicidal Geek
 
elphenor's Avatar
 
Join Date: Jun 2016
Posts: 11,330
Default

Quote:
Originally Posted by DwnWthVwls View Post
That just seems like a bunch of expectations you place on them and not the reality of how they function. The only thing I expect from any company is for them to try and make money, rather their ethical or not is something you should probably consider before entering into a business deal with them.
nobody questions whether it's the reality, we're all aware financial institutions are leeches

framing it as "entering a business deal" is ironically pretty naive though and I'd say "not the reality of how they function"

and whether or not we should stand for unethical practices, across all aspects of our economy is something we should seriously consider
__________________
Just another marketing ploy

Quote:
I love tube disasters
I wanna marry a tube disaster
I want another one just like the last one
because I live for tube disasters
elphenor is offline   Reply With Quote
Old 06-15-2018, 08:47 PM   #42 (permalink)
Fck Ths Thngs
 
DwnWthVwls's Avatar
 
Join Date: May 2014
Location: NJ
Posts: 5,667
Default

OH seems to question it. It seems to be the keystone of his argument for why CC companies should get exceptional treatment relative to other businesses that equally fuck society with shady marketing tactics.

No one forces you to get a credit card. If "entering a business deal" is poor wording what would you suggest?
__________________
I don't got a god complex, you got a simple god...

Quote:
Originally Posted by elphenor View Post
I'd vote for Trump
DwnWthVwls is online now   Reply With Quote
Old 06-15-2018, 08:56 PM   #43 (permalink)
Toasted Poster
 
Chula Vista's Avatar
 
Join Date: Oct 2014
Location: SoCal by way of Boston
Posts: 11,010
Default

Back to the OP. Try and keep your debt below 30% if you want a nice FICO bump.

FICO bump = good.
__________________
General Rules:
• While debating and discussion is fine, we will not tolerate rudeness, insulting posts, personal attacks, trolling, purposeless inflammatory posts or members deliberately provoking another member into committing any of these acts. - Mods exempt.
Chula Vista is offline   Reply With Quote
Old 06-15-2018, 09:19 PM   #44 (permalink)
Fck Ths Thngs
 
DwnWthVwls's Avatar
 
Join Date: May 2014
Location: NJ
Posts: 5,667
Default

But I already have good credit and this is way more interesting and so far its been civil..
__________________
I don't got a god complex, you got a simple god...

Quote:
Originally Posted by elphenor View Post
I'd vote for Trump
DwnWthVwls is online now   Reply With Quote
Old 06-15-2018, 09:37 PM   #45 (permalink)
Toasted Poster
 
Chula Vista's Avatar
 
Join Date: Oct 2014
Location: SoCal by way of Boston
Posts: 11,010
Default

Quote:
Originally Posted by elphenor View Post
and whether or not we should stand for unethical practices, across all aspects of our economy is something we should seriously consider
Quote:
Originally Posted by DwnWthVwls View Post
OH seems to question it. It seems to be the keystone of his argument for why CC companies should get exceptional treatment
Wanna piss off red meat voters? Use the word regulation. So ironic that we'd all benefit from it.
__________________
General Rules:
• While debating and discussion is fine, we will not tolerate rudeness, insulting posts, personal attacks, trolling, purposeless inflammatory posts or members deliberately provoking another member into committing any of these acts. - Mods exempt.
Chula Vista is offline   Reply With Quote
Old 06-15-2018, 09:39 PM   #46 (permalink)
Account Disabled
 
Join Date: Dec 2010
Location: Dirty Souf Biatch
Posts: 14,703
Default

Quote:
Originally Posted by DwnWthVwls View Post
@Frown - It also bankrupts you with health expenses but lets ignore that for convenience sake.

@OH - Please show these agreed upon standards.

Also, I'm ignorant to finance and economics, my education would be useless to most in this dilemma. The point you were addressing was more of a street smarts assessment than book smarts.
Find it yourself. Look up history of usury and ethics of lending and banking practices.

On being educated, some things seem so simple you think it’s street smarts but in fact you were taught certain things. An uneducated person might not understand what interest is, how a percentage is calculated, or even what a percent is. The way you argue is tedious and not worthwhile once you start trying to pick apart an unassailable thesis. It’s universally agreed upon that people well versed in banking ethics and practices should not exploit laypersons beyond traditional rates which run from around 3 to 10%.

As for comparing our banks to every other industry: no thank you. Every comparison is tedious false equivalency although elph is right that unethical business practices should be scrutinized across the board.
OccultHawk is offline   Reply With Quote
Old 06-15-2018, 09:41 PM   #47 (permalink)
Toasted Poster
 
Chula Vista's Avatar
 
Join Date: Oct 2014
Location: SoCal by way of Boston
Posts: 11,010
Default

Damn. Nailed.
__________________
General Rules:
• While debating and discussion is fine, we will not tolerate rudeness, insulting posts, personal attacks, trolling, purposeless inflammatory posts or members deliberately provoking another member into committing any of these acts. - Mods exempt.
Chula Vista is offline   Reply With Quote
Old 06-15-2018, 09:59 PM   #48 (permalink)
be excellent 2 each other
 
Frownland's Avatar
 
Join Date: Aug 2011
Location: Atop of the Throne
Posts: 31,990
Default

Quote:
Originally Posted by OccultHawk View Post
ltedious and not worthwhile once you start trying to pick apart an unassailable thesis.
If your thesis of "look it up, it's tradition" doesn't stand up to scrutiny, then it's assailable.
__________________
At a time like this, scorching irony, not convincing argument, is needed.

Frownland is offline   Reply With Quote
Old 06-15-2018, 10:04 PM   #49 (permalink)
Suicidal Geek
 
elphenor's Avatar
 
Join Date: Jun 2016
Posts: 11,330
Default

Quote:
Originally Posted by DwnWthVwls View Post

No one forces you to get a credit card.
indeed I have one right now that I didn't apply for
__________________
Just another marketing ploy

Quote:
I love tube disasters
I wanna marry a tube disaster
I want another one just like the last one
because I live for tube disasters
elphenor is offline   Reply With Quote
Old 06-15-2018, 10:06 PM   #50 (permalink)
Account Disabled
 
Join Date: Dec 2010
Location: Dirty Souf Biatch
Posts: 14,703
Default

Quote:
Originally Posted by Frownland View Post
If your thesis of "look it up, it's tradition" doesn't stand up to scrutiny, then it's assailable.
All I’m saying is that lenders shouldn’t bend people over just because they can. If you got an issue with that knock yourself out.
OccultHawk is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Similar Threads



© 2003-2019 Advameg, Inc.