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Old 09-17-2018, 04:14 PM   #55211 (permalink)
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Federal law allows you to gift a maximum of $15K a year to family members without a gift tax.
Important distinction. You could buy your daughter's whole house for her if you wanted.
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Old 09-17-2018, 04:20 PM   #55212 (permalink)
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Chula Vista, cool money. bet thatd buy a lot of mac n cheese
My first thought as well. Also there's something rather odd about someone posting a stack of money on an internet forum.
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Old 09-17-2018, 04:20 PM   #55213 (permalink)
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Important distinction. You could buy your daughter's whole house for her if you wanted.
Oh, understood. They want everything to be in their names for tax purposes.
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Old 09-17-2018, 04:26 PM   #55214 (permalink)
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Man do I feel warm inside after eyeing that cash.
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I don't want to rec you anything, I want you to stop posting actually
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Old 09-17-2018, 04:27 PM   #55215 (permalink)
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$45K in cash. 450 twenties, 310 hundreds, and 100 fifties. I feel like I'm living a tiny scale episode of Ozark.

Did you get permission or does that wad have its selfies all over facebook?
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Old 09-17-2018, 04:29 PM   #55216 (permalink)
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A lot of that money doesn't look over 18 years old either. Be considerate of others ffs.
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Old 09-17-2018, 04:30 PM   #55217 (permalink)
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bet that'd buy a lot of mac n cheese
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Originally Posted by Kiiii View Post
My first thought as well
Amazon is selling a 5 pack of the original Kraft stuff for $4.50.

That's 50,000 boxes of the ****. A box for breakfast, lunch, and dinner for almost 46 years straight.

Side note: One guy's weird is another guy's
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Old 09-17-2018, 04:32 PM   #55218 (permalink)
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Amazon is selling a 5 pack of the original Kraft stuff for $4.50.

That's 50,000 boxes of the ****. That's a box for breakfast, lunch, and dinner for almost 46 years straight.

Side note: One guy's weird is another guy's
Doesn't have to be kraft. They make pretty fancy mac n cheese these days.
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Old 09-17-2018, 04:33 PM   #55219 (permalink)
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Yup. RV's depreciate more than cars once you drive them off the lot. Think of it this way. If Linda and I had never split up we'd have not sold the house - and not each pocketed a ton of profit from the sale. Profit that allowed me to buy the RV with cash I never expected to have in the first place.

As of today we're back together, getting along better than we had in over a decade, and even after all of the expenses from the split, each still have a ton of money in savings. Massive net gain for both of us.

Which goes to the $45K. Sherri and Scott are in escrow on their first home. They put a ton of money down from their savings. They wanted to put another $100K down but the rest of their savings are pure cash and not in an FDIC bank. So we came up with a plan.

Federal law allows you to gift a maximum of $15K a year to family members. So Linda and I each gave Sherri, Scott, and the new grandkid the max for a total of $90K as a gift towards their home purchase. This will save them about $600 a month on their mortgage payments.

We each get paid back in cash which we can't deposit until after they close escrow, and in increments of no more than $10K on any given day. More than that and the banks are obligated to report it to the IRS.

TLDR;

$45K in cash. 450 twenties, 310 hundreds, and 100 fifties. I feel like I'm living a tiny scale episode of Ozark.

That would be hilarious if someone saw that and was able to track it down and steal it.
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Old 09-17-2018, 04:35 PM   #55220 (permalink)
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They wanted to put another $100K down but the rest of their savings are pure cash and not in an FDIC bank.
Why can’t they deposit it and write a check?
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